Flexible Tire Financing with KMJ | Calgary's #1 Tire Shop

KMJ TIRE offers Tire Financing to their Customers In Calgary

Do unexpected tire expenses make it difficult to keep your vehicle in top condition? At KMJ TIRE, we understand that unforeseen tire costs can be a financial burden. That’s why we offer flexible financing options to help you manage these expenses without breaking the bank.

What Is Tire Financing?

Tire financing is a loan specifically designed to cover the cost of new tires for your vehicle. With our tire financing program, you can spread out the cost of your tire purchase over manageable monthly payments, making it easier to afford the high-quality tires you need for safe and reliable driving.

Tire Financing In Calgary, EMP financing at KMJ TIRE, Calgary's Local Tire Financing Shop, Tire Shop

KMJ Provides Tire Financing For Our Customers

Convenient Tire Financing Options | KMJ TIRE | Calgary

Benefits of KMJ TIRE Financing

Quick and Easy Application Process: Applying for financing with KMJ TIRE is straightforward and hassle-free. You can apply online or in-store and receive an instant decision.
Manageable Payments: Break up the cost of your new tires into easy monthly payments. This helps you budget more effectively and avoid large upfront expenses.
Flexible Loan Terms: Our financing options come with flexible terms to suit your needs. Enjoy a 36-month repayment term with no penalties or fees for early repayment.
No Hidden Fees: We believe in transparency. Our financing options come with no hidden fees, so you know exactly what you’re paying for and what your monthly payments will be.
Peace of Mind: With our financing program, you can get the tires you need without worrying about the immediate cost. This ensures your vehicle remains safe and reliable on the road.

Get a Quote Today

If you need financial assistance for new tires, get in touch with the professionals at KMJ TIRE. We provide the best financial solutions for your tire needs, helping you maintain your vehicle without straining your budget.

APPLY FOR FINANCING

Frequently Asked Questions

Please reach us at [email protected] if you cannot find an answer to your question.

What is "Tire Financing" or "EMP" ?

Tire Financing Or "EMP" (Easy Monthly Payments) is a financing solution that allows consumers to leverage the value of their vehicle to pay for Tires. All loans are instantly approved without any credit checks or income verification, based on the value of your vehicle. The program allows you to repay the loan conveniently over 36 months with the option to pay off the balance at any time without any penalties.

What are the benefits of EMP versus a Credit Card?

0% Interest, Don’t Pay for 90 Days means it makes more financial sense to use EMP instead of a credit card. When you use EMP to pay for your tires, you keep money in your bank account and available balance on your credit card. With rates comparable to most credit cards, EMP is a great way to pay for tires.

What can I use the EMP loan for?

An EMP loan can be used towards all repairs and maintenance of your vehicle, including the purchase of tires, rims, lift kits, upgrades and other accessories installed on your vehicle. You can also pay insurance deductibles with EMP. The applicable labour charges and taxes are also eligible to be included in the loan. Counter purchases of tires, rims, parts and accessories without installation are not eligible for EMP.

How do I know how much I am eligible for?

Pre-approve your vehicle with the EMP Calculator HERE. Remember, the approval is instantaneous and there are no credit checks or income verification involved. Your name must be listed on the vehicle registration.

Can I get more than one loan?

Absolutely. 25% of the clients we serve get more than one loan. You can use up to the maximum amount on one invoice or many. Check your Max Loan Amount HERE.

What if I have a poor credit score?

The EMP loan is based on the value of your vehicle and not your credit profile. Hence, there are no credit checks involved.

What are the terms of the EMP loan?

The EMP loan program is designed to ensure the monthly payments fit your budget. Loans, up to a maximum of 50% of the current value of your vehicle, are instantaneously approved with a 36-month repayment term. You will have the option to pay off your loan early or make lump sum payment whenever you have surplus cash. If you pay off within 90 Days, you will pay NO INTEREST! Check your monthly payment with the EMP Calculator HERE

What is the interest rate you charge? Are there any additional fees?

If you pay off the full amount of the loan within 90 Days there is 0% interest.

Otherwise we charge an interest rate of 19.99% per annum, which is comparable with or in many cases, lower than interest rates charged by credit card companies. There is a variable one-time charge starting at $99.95 to cover our administration costs related to the setting up of the loan. You do not need to pay this fee up front. It will be included in the monthly payment.

Can I pay off my loan early or make lump sum payments when I have surplus cash on hand?

Yes, of course! We encourage you to pay off your loan as soon as possible. You may do so by CHATTING WITH AN ADVISOR who will be happy to help you with your request. Remember, there are no penalties or costs associated with paying off your loan early or making lump sum payments.

Do I need to own the vehicle? What if my vehicle is financed or leased?

Your vehicle should be either owned or leased by you. If your vehicle has been financed by another financial services company, your vehicle would still qualify for an EMP loan. You will need to provide us with a copy of the proof of ownership that has your name on it and the current Insurance on the vehicle.

If I am self-employed, will I qualify for an EMP loan?

Yes, if you are self-employed, you will still qualify for an EMP loan. The EMP loan is approved based on the value of your vehicle and not your credit or income information. Get a quote and approval when you CLICK HERE.

How do I make payments?

Payments are set up monthly to be taken directly out of your bank account on file. If you need to make an additional payment or a full repayment, please contact our HELP LINE, and an advisor would be happy to help you.

Will you install a GPS in my vehicle?

No, we will not install a GPS in your vehicle.

What if I sell or trade in my vehicle before I pay off my loan?

Your loan must be paid out if your vehicle is sold or traded in. Prior to selling or trading in your vehicle, please connect with our HELP LINE and one of our advisors would be happy to help you, including providing you with a payout statement or financing your new vehicle through autologiQ.

Will my vehicle be subject to a lien?

Yes, since the loan is based on the value of your vehicle and not your personal credit history, your vehicle will be subject to a repair lien pursuant to applicable provincial legislation, until the loan is fully paid off.